About Us
Your Local Black Hills Mortgage Expert
Helping Black Hills families find the right mortgage — with honest advice, personal service, and the backing of one of the region's most trusted lenders.
Meet Your Loan Originator
David Fritz
Mortgage Loan Originator · Mortgage Solutions Financial · NMLS #170406
I'm David Fritz, a licensed mortgage loan originator with over 20 years of experience serving the Black Hills region of South Dakota. My goal is simple: help you find the right loan, explain your options clearly, and get you to the closing table as smoothly as possible.
Whether you're buying your first home in Rapid City, refinancing a property in Spearfish, or looking at a VA loan near Ellsworth Air Force Base — I bring local knowledge and a personal approach that big banks simply can't match.
I'm backed by Mortgage Solutions Financial, a company with over 25 years of experience and thousands of loans closed across Colorado and South Dakota. That means you get the resources of an established lender with the personal attention of a local expert.
Why Work With David?
- Direct access — call or text me anytime during the process
- Fast pre-approvals, often the same day you apply
- Access to dozens of loan programs: FHA, VA, Conventional, Jumbo, and more
- Local knowledge of Black Hills property values and market conditions
- Transparent communication — no surprises at closing
- Serving veterans near Ellsworth AFB — MSF specializes in VA loans and understands the unique needs of military families
- Fluent in first-time homebuyer programs and down payment assistance
The Company Behind the Loan
Mortgage Solutions Financial
Mortgage Solutions Financial has been helping families achieve homeownership since 1998. With a wide range of loan programs, in-house underwriting, and a team of dedicated loan originators, MSF has the tools and experience to get your loan done right.
25+
Years in Business
10,000+
Loans Closed
5-Star
Customer Rating
NMLS #170406 | #61602
David Fritz | MSF Company
Personal Service
You work directly with David — not a call center. You get a real person who knows your name and your situation.
Local Expertise
Deep roots in the Black Hills region mean we understand the local market, property values, and what it takes to close here.
Proven Track Record
Backed by Mortgage Solutions Financial — one of Colorado and South Dakota's most trusted mortgage lenders since 1998.
Families First
We've helped hundreds of Black Hills families achieve homeownership. Your goals are our mission.
Licensing & Compliance
David Fritz NMLS #170406 · Mortgage Solutions of Colorado, LLC., dba Mortgage Solutions Financial · NMLS #61602 · Equal Housing Lender
Licensed to originate mortgage loans in Colorado and South Dakota. All loans subject to credit approval. Rates and terms subject to change without notice. Not a commitment to lend.
Ready to Get Started?
Call me directly at (719) 886-0616 or apply online and I'll reach out to walk you through your options.
Start Your Application