Mortgage Solutions Financial

Contact Us

Let's Talk Mortgages

Ready to buy, refinance, or just explore your options? Reach out directly — David responds quickly and personally.

David Fritz — Mortgage Loan Originator

David Fritz

Mortgage Loan Originator

NMLS #170406

Ready to Apply?

Start your application online in minutes. David will follow up personally to walk you through your options.

Start Your Application

What to Expect

  1. 01

    Reach Out

    Call David directly at (719) 886-0616, or start your application online. Either way, you'll hear back the same day.

  2. 02

    Quick Consultation

    David will review your situation, explain your loan options, and answer any questions — no pressure, no obligation.

  3. 03

    Get Pre-Approved

    Most pre-approvals are issued the same day. You'll have a clear picture of your budget before you start shopping.

  4. 04

    Close with Confidence

    David guides you through every step from application to closing — keeping you informed and on track the whole way.

Common Questions

How fast can I get pre-approved?

Most pre-approvals are issued the same day you apply. David moves quickly so you're ready to make an offer when the right home comes along.

What documents will I need?

Typically: last 2 years of tax returns, recent pay stubs, bank statements, and a valid ID. David will walk you through exactly what's needed for your situation.

Do you work with first-time homebuyers?

Absolutely. David specializes in guiding first-time buyers through the process — from understanding loan options to navigating closing day.

Do you offer VA loans?

Yes. Mortgage Solutions Financial specializes in VA loans and understands the unique needs of veterans and active-duty military families near Ellsworth AFB.

What areas do you serve?

David serves the entire Black Hills region including Rapid City, Spearfish, Sturgis, Deadwood, Hot Springs, and surrounding communities.